How to Keep Your Business Account Unscathed as a Scammer
You’ve probably heard of a scammers’ playbook, or a scammer’s trick.
It’s a technique they use to trick you into buying something you don’t want.
Here are seven tips to keep your business account intact as a scamster: Know the signs and tell them to leave.
Scammers use all kinds of tricks to trick people into buying a product or service, so it’s important to know their tactics and how they work.
“It’s best to have a clear idea of what you’re dealing with, so you can immediately react,” says Dan Karp, chief financial officer of Karp Financial Services.
If you do hear something, tell your business owner or manager to stop selling the item or service immediately.
“If they do not stop, they are committing fraud,” says Karp.
If they do stop selling, you can file a police report.
You can also take legal action against the company that sold you the item.
“This is a matter of civil law,” says David Karp of the New York City office of the Financial Fraud Task Force.
If the seller has been convicted of fraud, the company may also be liable for damages, which can be very high.
Scammers often tell customers they’ll give them a refund if they buy the item online or in store.
But when it comes to selling online, this is not always the case.
If a scam comes from a website that’s advertising items for sale, it may be more likely to go viral and eventually be posted online.
Don’t believe them.
If your business is selling products or services online, be skeptical.
“When a scam happens, there is no way for the buyer to know if it is real or not,” says Scott Rieder, a certified financial analyst who teaches financial services law at Georgetown University.
It may be tempting to believe that a scam is real when the scammer promises to give you a refund, but the truth is that you’re probably wasting your time.
Learn how to tell if you’re being duped.
If people offer to refund you, do it, but ask for a receipt, so the seller can prove they actually did give you the money.
If someone offers to pay you a cashier’s check or check that’s already been sent to you, don’t accept the payment.
“You can’t use the money for anything,” says Rieders.
“The only thing you can use the check for is a credit card bill.”
Don’t trust a scam’s promises.
“Scammers are just trying to get you to buy something,” says Steve Burtch, a financial analyst and author of “The Ultimate Guide to Investing.”
“They may say, ‘Here’s the deal.
If I give you $1,000, I’ll give you this gift card.
If it works out, I promise to pay back $1 million.
It sounds great, but if you do not do it you will lose everything.'” If you don