Which is the best and easiest way to manage your finances?
TechCrunch / TechRadar TechRadars lead management courses,home and office management courses are the best way to learn how to manage money and keep your finances in order, according to a new study.
The study, which is based on the results of the Money, Credit, and Spending Survey, found that 52% of respondents say they would recommend one course over another, and the top two are:Money Management for the Master Financial Planner by Money & Money (50%), and The Money Management Essentials by Financial Careers Professionals by Money (46%).
Other popular courses include:The Study’s data shows that nearly half of respondents (49%) have already started an online financial planning course, with the average cost of the course being $29.29, with more than half (53%) taking advantage of a subscription.
A majority of respondents also said they have read a book on money management (59%), with a median of 7% of people reading one book in the last year.
The survey found that the most popular financial topics are:• Managing the amount of money you have at any given time• Managing your financial security• Managing risk management• Managing financial emergencies• Understanding the rules of the game• Keeping your money in checkWhen it comes to topics covered by the book, the biggest difference between those surveyed and those who have read the book is that respondents said they had read more books on money, while those who had read the Financial Career Essentials were more likely to have heard about the rules and expectations of money management.
However, respondents were less likely to say they had listened to a financial advice podcast, while they were more interested in hearing about how to take advantage of savings opportunities.
When it came to the two most popular books, the Money Management Course was the most likely to be a paid course (48%), followed by the Financial Advice Course (45%), and the Financial Essentials Course (40%).
More than half of the people surveyed (55%) said they were able to pay for their own online courses, with only 27% of those paying for a paid study saying they were happy to pay.
Overall, more than four in ten respondents (37%) said that they were not comfortable paying for their online courses.
More than three quarters of respondents said that when it came down to choosing between two courses, they were unsure of which one they would choose (76%).
When it was down to deciding between a paid online course or an online course by yourself, 58% said that choosing the paid online study was easier (with 31% saying it was more difficult).
This is in contrast to the results when it comes down to making a choice between two free online courses (36%), or the free online course offered by your employer (35%).
More respondents (56%) were comfortable using a bank account to pay off their debts, compared to 37% who said they felt comfortable with having to pay their own bills.
When choosing between a student loan repayment plan or a personal loan repayment strategy, nearly two-thirds (65%) of respondents were comfortable with using a student loans repayment plan.
However nearly two thirds (63%) of people said that having to repay their student loans was easier than having to take out a personal mortgage, while less than half agreed that taking out a mortgage was easier.
When asked if they felt the difference between taking out an education loan and paying back a loan would be more or less a financial difference, one-quarter (24%) of those surveyed said it would be a financial advantage to pay back your education loan, compared with 32% who thought it would not be a benefit.
This means that while most people would not want to pay a student debt to get an education, there are some people who will pay off a loan to get their education, and it would make sense for those people to choose the repayment option they are comfortable with.
The most popular payment method used by respondents to repay a student repayment plan was a student borrowing (57%), followed closely by student loans (56%), student grants (57%) and private loans (55%).
The most common repayment method used to repay personal loans was a personal debt consolidation (52%), followed close behind by private loans, student grants, and student loans.
There were also differences in how people felt about the different types of repayment plans.
While one-third (35%) of survey respondents said it was easier to take a student student loan and repay a personal student loan, more respondents (36%) said it is easier to repay both a personal and a student graduate loan.
When looking at whether the payment options were the most or least convenient for people, respondents preferred the personal repayment plan (45%) to the repayment plan offered by a bank (37%).
When it came time to choosing the most convenient payment options for people who were on the student loan forgiveness program, the most common payment method was to use a student’s repayment plan with a personal repayment option (38%), followed immediately